Personal Expense Tracker

Track every dollar without spreadsheets. Just text your agent.

What You'll Build

An expense tracking system:

• Log expenses by texting "spent $X on Y"
• Auto-categorizes spending (food, transport, entertainment, etc.)
• Weekly and monthly spending reports
• Budget alerts when you exceed limits

Requirements

• Plugins: None (just your agent!)
• Time: 5 minutes

Setup

1. Define Expense Format

When I say "spent $X on Y", log it.

Examples:
- "spent $45 on groceries" → Food
- "spent $12.50 on Uber" → Transport
- "spent $200 on new shoes" → Shopping

2. Set Up Categories

Auto-categorize:
- Food: groceries, restaurant, coffee, lunch, dinner
- Transport: uber, lyft, gas, parking, transit
- Entertainment: movies, concerts, games, subscriptions
- Shopping: clothes, electronics, home goods
- Bills: rent, utilities, phone, internet
- Health: gym, pharmacy, doctor

Ask me if unsure.

3. Configure Budget Limits

Monthly budget:
- Food: $600
- Transport: $200
- Entertainment: $150
- Shopping: $300
- Other: $250

Alert me if I exceed 80% of any category.

4. Set Up Reports

Every Sunday at 6 PM:
- Weekly spending summary
- Top 3 expense categories
- Comparison to last week

Every 1st of month:
- Monthly spending report
- Budget vs actual
- Spending trends

Sample Usage

You: "spent $18 on lunch at Chipotle"

Agent:

✅ Logged expense

Amount: $18.00
Category: Food
Date: Feb 11, 2024

📊 February Food Spending:
Total: $247 / $600 (41%)
Remaining: $353

You: "spent $150 on concert tickets"

Agent:

✅ Logged expense

Amount: $150.00
Category: Entertainment
Date: Feb 11, 2024

⚠️ Budget Alert:
Entertainment: $150 / $150 (100%)
You've reached your monthly limit.

Sample Weekly Report

📊 Weekly Spending Report — Feb 5-11

💰 Total: $385
Last week: $421 (↓ 9%)

📂 By Category:
🍔 Food: $152 (39%)
🚗 Transport: $68 (18%)
🎮 Entertainment: $150 (39%)
🛍️ Shopping: $15 (4%)

🔝 Top Expenses:
1. $150 — Concert tickets
2. $45 — Groceries (Whole Foods)
3. $35 — Dinner (Sushi restaurant)

💡 Insight: Entertainment spending up 200% vs last week. Concert = one-time expense.

Keep it up! 🎯

Sample Monthly Report

📊 Monthly Report — January 2024

💰 Total Spent: $1,580
Budget: $1,500
Over: $80 (5%)

📂 Category Breakdown:
🍔 Food: $650 / $600 (↑ 8%)
🚗 Transport: $185 / $200 (✅)
🎮 Entertainment: $140 / $150 (✅)
🛍️ Shopping: $420 / $300 (↑ 40%)
🏠 Bills: $185 / $250 (✅)

⚠️ Over Budget:
- Food: +$50
- Shopping: +$120

🎯 Recommendations:
- Reduce dining out (28 meals)
- Shopping spike due to new laptop ($300)

Feb goal: Stay within $1,500

Pro Tips

1. Voice Input: Send voice messages instead of typing
2. Receipt OCR: Send receipt photos, agent extracts amount/vendor
3. Shared Expenses: Tag expenses as "personal" or "shared" for roommates
4. Export: Request CSV export for tax purposes

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Track your spending → Launch Claws